crushed 09 street glide

[live to ride]

Do you have a service manual. it would be help full. I believe if you search manuals on this site you will find one here. easy check for stearing loosness etc. with an bike jack, lift the bike leave off the ground and hold the bars all the way to the left and let it go. It should stop in 3rd swing.. see manual pg 1-49 for picture. This is with front end completely together. This does not tell you if any major damage is there just one of the easy setting to check. did you have collision insurance and if yes can you not work through you insurance company and let them fight the other co. PS my sister and hubber are out there in NF for a couple of years now and loves it.

I have not had a chance to pick up an owners manual, it is on the to do list. The bike is at the hd shop an hour away so i have only seen it once since the accident. I did not purchase collision insurance, if i remember correctly collision was somewhere in the area of $ 3000.00 per year didn't think it was worth it. your sister is in nl, 3/4 of nl is in alberta, glad to hear she likes it here. We are on the east coast, the boys on the west coast of nl are dirt biking with their kids this morning, on the harleys this afternoon and big snowmobile trip in the hills tomorrow, gotta love it. Anything more to add to my "should be checked list"?

 

[live to ride]

meant to say service manual not owners manual.

ya $ 3000 is a lot, different ins. co diff. rates the co. i am with is very reasonable on everything else ie. house, auto even puplic lil. for a harley is only a couple of hundred. Didn't finance, line of credit, so didn't have to get collision, come to think of it that $ 3k was collision and comp. still expensive, i only get time to ride one to two thousand miles a year

 

[martin14]

Not a good story so far.
I think you are dealing with an adjuster who doesnt understand motorcycles,
and a dealer that is being less than honest, hoping to bang the insurance company
for some extra $$$, at perhaps your safety down the road.

Looks like the best thing is to get your metal guy to look at the frame,
and what mentioned the camera and magnifying glass.
if you can put a 'what if' thought into the adjuster, he may change his tune.
Or maybe you can change the adjuster
Give his boss a call, writing the bike off maybe really cheaper than trying to fix it.

Looks like the dealer is sitting pretty, whatever he doesnt get from the insurance,
he will get from whoever owns the bike later on. That sucks.
Also sucks you cant get a second opinion.


Well, good luck with it and keep us posted.

and btw a big hello to all the peeps on the Rock !!

 

[live to ride]

Not a good story so far.
I think you are dealing with an adjuster who doesnt understand motorcycles,
and a dealer that is being less than honest, hoping to bang the insurance company
for some extra $$$, at perhaps your safety down the road.

Looks like the best thing is to get your metal guy to look at the frame,
and what mentioned the camera and magnifying glass.
if you can put a 'what if' thought into the adjuster, he may change his tune.
Or maybe you can change the adjuster
Give his boss a call, writing the bike off maybe really cheaper than trying to fix it.

Looks like the dealer is sitting pretty, whatever he doesnt get from the insurance,
he will get from whoever owns the bike later on. That sucks.
Also sucks you cant get a second opinion.


Well, good luck with it and keep us posted.

and btw a big hello to all the peeps on the Rock !!

Imo the adjuster just goes along with what the only harley dealer we have says. I don't think the dealer is being dishonest as much as either smart business sense or headstrong. From what i understand the profit for him is about 3 to 1 in favor of repair then replacement sale - better to repair. If he starts repair on the bike and discovers other issues such as a damaged frame or transmission the insurance company covers him therefore more profit, win win for him isn't it? Even if the repair cost in the end is the cost of a new bike. when i told the adjuster and his boss you can't just eyeball a bike with fairing, gastank and everyting else from the seat ahead on it to tell if the frame is straight let alone weakened they said the only way they will consider removing these items was with a letter or repair checklist from a qualified harley repair shop. If i can prove there is more damage than stated or the appraisal wasn't properly done than i might have a leg to stand on. I am going to foot the bill to strip to the frame and to have this metal fatigue specialist do his thing, got my fingers crossed.
What really bugs me is that at the end of the day if everything checks out ok with the frame I am out the inspection money just to establish what the insurance co. should have done in ths begining, and at the end of the day resale is a joke, a joke on me that is.
Sorry about the rant, this is really frustrating.

 

[HD8080]

Good morning. Another item you can check very easily, watch very carfully as you remove one bolt from the Engines TOP Link. HD shop had mentioned to me that if motor jumps or moves there is an issue. On this model the Top Link is not adjustabe.
Whats the change of a none HD shop looking at the bike just for another opinion of what should be look at etc. I think the bike should be stripped bare as it is the only way you can check all welds etc. Hows the Swing arm look
I like what martin14 mentioned and lean hard on the adjustor and his boss.
My Sister lives in Burin.

 

[chelmer]

If I were in your shoes, which I have to say I'm extremely glad I'm not, I think I would be on the phone calling HD Dealers all over, trying to find the one willing to help with the info I need..i.e., checklist.

What would your dealership say to giving a "worst case" estimate? You'd think they could throw everything else that could possibly need repair/replacement onto the existing estimate and provide a range.

I'm real curious to see how this all pans out. Please keep us updated & good luck!

 

[Doug_09ultra]

Live to Ride, It sounds to me that the insurance company adjuster is not that familiar with doing estimates on motorcycles. That's why he is willing to let the dealership tell him what theythink is wrong with the bike. The dealership is doing what is in their best interest, well, just because they can. As far as a published checklist that could be used to force your point across, it most likely doesn't exist. The MOCO wouldn't want to open themselves to the liability that this could possibly cause and quite frankly, they just don't have a reason to care. They are going to sell the parts to the dealer regardless. If the dealer sells more parts, they make more money. If your concern is with the integrity of the frame, have your guy check it out. It'll be on your dime though and keep in mind even if he finds something your insurance company would not necessarily be obligated to correct it. But in that case, you will at least have your peace-of-mind. Good luck!

 

[Riviera Reg]

Do you have government insurance or private insurance? When you are adding up all the potential out of pocket expenses for the repair, keep in mind that your insurance rates may increase (due to the claim) and this could also add up over the years.

Could you make a deal with the dealer to repair the bike (as per the original estimate) based on the condition that they let you trade it in on a new or used bike at a reasonable price and put the whole matter behind you? Also, try to make a deal or communicate with the owner of the dealership, not some salesman or service guy, as this is a serious matter.

Good Luck

 

[live to ride]

Once again thanks for all your help and interest.
in response
HD8080, I will add that top link to " my " checklist, there is a non hd shop in the area but i will play that card last due to ins. co. , warranty and a few other reasons. The swingarm will be inspected when the frame is stripped for the metal fatigue test.
Chelmer I have talked to other hd shops, not much help especially when I tell them it's in another hd shop the guys get kind of tight lip.
Doug_09ultra BINGO 100% on the full post, and what the ins. co. can, can not, will and will not do... I could write a book.
Riviera reg private ins. and I was not at falt no increase in my ins.

Any more pointers for the " checklist"?

 

[live to ride]

I have another ? regarding the 09 sg frame, will i be able to detect paint craze or other damage in the same manor on this new forged and cast frame like on the previous weld and stamped frame ?