I'm sure there will be many who disagree, but especially in this day and age it's good food for thought. There are way too many used bikes for sale out there because of "easy financing" gone bad. I've always been of the mind that my bike is a luxury and if I can't own it, I should wait until I can. Then again, I am one of the few in my group that holds the title to my own machine! All I'm saying is that while we all get very caught up in all the features when considering our purchase, we should also check to insure that this purchase "fits" within our budget. I swear that "potato...potato...potato" sound is much sweeter when it's yours, not the banks! Just a thought.