OK, I recently inherited my fathers bike and I need to get it insured before I hit the road with it. The lady I was talking to at the insurance agency asked me what the bike would have cost brand new and what's it's worth now. I'm new to the bike scene so I have no clue of either. Can someone with more knowledge than me (it doesn't take much at all!) please help me out here, thanks. Pictures of my bike are on my profile page.