About 15 years ago I worked for the NAL (National Auto League).
If you do have AMA, just give them a quick call to verify what coverages you do have. They do vary depending on what you bought.
Time has likely changed a bit since but, even though you may have road side assistance coverage for motorcycles, there are limits and restrictions.
IIRC, the vehicle must be towed to the closest qualified (determined by the AMA,not you) repair facility. You may prefer dealer X, but if dealer Z is closer, they will insist on the closer repair shop or you're on the hook for the tow. But don't let that discourage you. You can still submit the expense for reinbursement. They will pay for the portion of the tow they would have originally offerred.
And yes, some areas of the country don't have service providers qualified to tow motorcycles. However, they (the AMA) should be able to find someone that can help out in pinch. They just might not be contracted with the AMA for the service so, you'll have to pay and submit for reinbursement as well.
Also, if you are travelling on a Sunday or holiday and out of town, you could be eligable for hotel reinbursement until the next business day. Definitly ask for details on this.
Lastly, they will discourage towing you home. They are instructed to tow you to a repair shop even if it's closed for the next day or two. If it's closed, you can insist on having it towed to the nearest sercured area even if that is home. However, the second tow to the shop won't be coverred.
Again, this was like 15 years ago. With cost control, a lot can change since then.
It's not a bad piece of mind purchase but, like anything it does have it's limits.