AAA offers outstanding coverage, never had any problems with them, if they offer bike coverage I wouldn't hesitate to get it, HOG, on the other hand, I was stranded on Alligator Alley in Florida about 30 miles outside of Miami waited 2 to 3 hours and still no tow truck called HOG back then the tow company they gave me and the guy told me he couldn't find us, this is a two lane road and we were at some Indian named trailer park I'm sure any of the locals could tell you exactly the location, much less a tow truck driver, ended up doing a make shift repair on the rear brake with some help with tools from some of the folks at the park and drove into Miami with one brake where we were able to get repairs from a dealer, had a small spill on the bike around 1: 00 in the afternoon and pulled out around 5:00 and still no tow truck, not a good feeling being broke down in the everglades with nightfall approaching and no help, I did call HOG when we got back home and complained about the tow company they used out there but what good that did, I have no idea.