Girlfriend had same trouble with my Crossbone, I had pegs went to floorboards. Now she can move her feet around more which enables her to be away from the oiltank and pipes. You know what they say "when thier happy your happy"
I think with stock pipes the rear exhaust is too high and combined with the narrower seat it makes for a cooked thigh:newsmile096:. I have Screaming Eagle 16 ga. double barrel exhaust on my 03 Fatboy. They are the same as V&H Q-Series pipes. They route the rear header down away from your leg so it won't get so hot. You might want to consider an aftermarket exhaust that routes the rear header down .