Hi Guys, I have only been riding for 6 months. Took the Rider Edge course and then bought a starter bike. I paid $2500 for a used 07 VSTAR. The bike was perfect for what I wanted it for. First to get comfortable with riding. While the RE was great and what I needed after finishing it I did not feel like I was ready to drive across country. I put 600 miles on the bike riding through neighborhoods and in parking lots. After my skills were much better I have been renting bikes from the dealership to get a feel for the bikes to know what I like to ride not just what I thinks looks cool. So I have decided I want a Fat Boy. I fits the way I want to ride plus IMHO has a cool look. I do want to ad a removable backrest, windshield and bags. Now my question. Now that I am ready to buy what should I expect to pay for a bike. I see the dealer sticker prices, I see the HD MSRP and the two don't match. I "build a bike" on the HD site and its less expensive than a used bike at the dealership. I know the used might have after market parts and accessories but can the dealer expect to get money for that? Or is it like a house where you can put a deck and pool in but it does not increase the value of your house? I would just like some sort of base line to know what #'s I should be looking at. Your advice doesn't need to be model specific. How accurate is Kelly's Blue Book? I just don't want to walk out of a dealership and feel like I got taken advantage of or walk in and sound like an idiot for going to low. Thanks for the help and this is a great site.