We have a Polar Bear Ride this morning here in Memphis. I thought it would be nice starting out this morning but it's 24 deg. (No snow on the ground Smitty) Good thing is the high is going to be 52. We ride down to the river and watch the fools water skiing so I won't feel to much like a fool myself. We do this to raise money for the make-a-wish foundation. Does anybody else have group rides like this in the winter?