i'm not sure who to blame local harley dealer or insurance company. i was told bike was repairable then a week later it was a loss. so i go about picking out a new bike to replace mine. i make a decision on bike and color and even first mods. right before surgery they call and say bike is fixable which makes me happy but i was excited about new bike. i turn my focus to my wrecked bike and healing from surgery and they call back and say we are totalling out the bike. make up your mind please, they think there might be a bend in the neck but they havent even taken it apart. in spite of losing my bike the settlement for the bike is fair. my one concern is that i have to purchase a bike in the next month to get all funds. at earliest i won't be able to ride until fall because of wrist reason for no capitals. i'm thinking about putting a deposit down and ordering a new bike.