insurance

Discussion in 'Custom Models' started by sharpg, Sep 22, 2008.

  1. sharpg

    sharpg New Member

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    anyone know where the best place to get full coverage insurance on a bike titled as special construction. I need full coverage because i owe $$$ on it.
     
  2. SeaRider04

    SeaRider04 Active Member

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    I second Progressive. I've shop around and no one even comes close to what Progressive offered, same coverage but cost way much different, the rest of my 4 vehicles and the house are with State Farm. I may switch my boat from BoatUS to Progressive on next renewal.
     
  3. rbmount

    rbmount Member

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    Put my vote with progressive---$74 bucks a year liability in the '99 assembled fat boy.
     
  4. Sheepdogmarine

    Sheepdogmarine Active Member

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    Any of you guys had a claim with Progressive?

    They suck. I work on boats and one of my customers just waited 6 weeks for an approval on a claim. I was at my local independent bike shop and he has a custom bike in there that has also been waiting about 6 weeks for an approval. Seems they don't like spending as much on claims as they do on advertising.

    Those are the only two stories I have about Progressive, so just be sure what you are getting into.

    I personally have Geico and have never had a problem getting a claim paid, even when my wife backed my Dually over top of her Camaro right in our driveway.:newsmile038:

    Searider, don't switch the boat. You may be sorry one day.
     
  5. SeaRider04

    SeaRider04 Active Member

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    Thanks for a head up Sheepdog, I'll keep my BoatUs because I need the towing policy from them anyway.
     
  6. sharpg

    sharpg New Member

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    thanks for the info everyone
     
  7. rbmount

    rbmount Member

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    They come quickly on the wrecks we have at work, and so far they have worked well with us. They usually work off of the estimates I write, and have only kicked out a few parts.
     
  8. MIHDrider

    MIHDrider Junior Member

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    The only one I would not suggest is Nationwide, They absolutely suck at claims. They are not on your side!!!
     
  9. Sheepdogmarine

    Sheepdogmarine Active Member

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    It must just be hit and miss then with adjusters or regions.

    The Progressive guy for boats and bikes is the same and from a Special Investigation Department. In defense of Progressive the adjuster's boss called me after 5 weeks and blamed that guy for dropping the ball. It was just funny that while at the bike shop, the shop owner and I were talking about a custom in the back and he was bitcchhing about the slow insurance company, I guessed Progressive and was right and shared my story with him.

    I had a customer with Nationwide last year who had a $9600 claim. Their adjuster came out, looked at the boat and my estimate and wrote the owner a check right there, less his $500 deductible.

    I guess all companies have good and bad stories. In my area, I would stay away from Progressive.
     
  10. whatyardwork

    whatyardwork Banned

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    As mentioned by many, every state is different.Twenty years of dealing with insurance companies has tought me one thing.The cheepest does not make them the one for you.In my area Commerce is by far the largest motor vehicle insurer.When looking at yearly customer satisfaction as well as ease of claims surveys you'll also find they're among the worste.Trust me when I say you're not always in good hands with Allstate.Im very surprised Smitty didnt go with USAA, big discounts for military personel and gov. employees.In the end Id ask a dealer or 3 who was the easiest to deal with.The bigger they are, the more lawyers they can afford.