Three weeks ago today, I was hit head-on as a pickup entered my lane as it turned left to pul into a driveway. My bike is pretty trashed and I have no word if they will fix it or total it. As for me, I have a fractured pelvis and assorted injuries that resulted from the severe impact with the tank area. Nuff said? I am currently wearing a Foley Bag and catheter to allow some healing in that area. I go tomorrow for dye tests to see what is going on inside and Friday we'll hopefully find out about whether the tube needs to stay. What I am asking my fellow forum members is where do I go now? His insurance is 'supposed' to be covering my medical and property damages. (In NYS a motorcycle insurance policy does not cover my injuries - go figure) I have applied for disabilty benefits through my work as it is uncertain when or if I'll be returning. What about what I have called "loss of income' benefits? Who pays these, and how do I apply? Lots of questions... My biggest question is regarding getting a lawyer and suing the other driver. Should I? Should I feel bad to create more problems for him? He was NOT ticketed but stated to the deputy that he didn't see me until impact. It happened WELL on my side of the road. The accident report lists "failure to keep right" and "inattention" as HIS contributing factors and NONE as mine. I need to protect myself from this financial burden and who knows how my body will fair from these injuries? I was getting married that following Saturday (and did!) but honestly do not know what will work and what won't after all this... does this fall under the 'pain and suffering' header? I really don't know what to do...... and one last thing that makes decisions hard, the other motorist and his wife were friends and neighbors of me and my family for over 30 years! *UGH!* I don't want to be a leech, but need to be smart! Advice? Opinions? Anything? Thanks! Ride safe!