My 21 Year old son is so excited he just got a great deal on a 97 Wide Glide and wanted to finance 4,000 dollars of the purchase price as a way to continue building his credit. He has already paid off 1 car loan, owns a car and pays insurance and credit cards all in his name, never missing a payment. Harley Finance offers financing even though it is a private sale. The way it was explained to us was for a fee of $299 buyer and seller would meet at dealership than dealer would inspect motorcycle and make sure it is road worthy. After it passes the inspection the seller is cut a check on the spot. Dealership also takes care of registrations for buyer. Not a big fan of the fee but, if it saves me a day of running to the bank trailering the bike home than going to DMV it might be worth it. Easier for him as he wanted to do all of this on his own. Harley quotes him 22.5% interest on a 3 year note. USAA quotes him 6.74%. This is his first experience at a dealership and left feeling violated! Not a good way to promote future business by gouging a young customer! Looks like I need to dig the trailer out of the snow.