harley davidson financing question

Discussion in 'General Harley Davidson Topic' started by horatio, Jun 14, 2011.

  1. horatio

    horatio Member

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    If I fill out an application at one Harley dealership and get accepted for credit, will I be able to take that acceptance to other Harley dealers? Or will I need to fill out an application at the other dealership, if the first dealership does not work out?

    Thanks
     
  2. TripleJ

    TripleJ Senior Member

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    Considering that HD is doing the financing and not the dealer I would think the financing would be good at any dealer.
     
  3. mi2az

    mi2az Member

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    When I was buying a HD. They asked me in getting a pre-authorization. I was told by the Harley Dealer that the Loan amount was good for 30 days and I can use it at any HD.

    Did not want to do it. But I bought a RK 3 weeks later
     
  4. TripleJ

    TripleJ Senior Member

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    Looks like you are good to go so the big question is........ Whatcha buying!
     
  5. horatio

    horatio Member

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    I want to buy a Dyna Super Glide Custom. I dont really understand the price I should shoot for though. A dealership in St Louis is offering 1% financing. That is five hours away. I would rather buy from the local dealer, but he doesnt offer the same 1% financing.
     
  6. TripleJ

    TripleJ Senior Member

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    The 1% financing only means something if the purchase price is the same as another dealer that is not offering the 1%. In other words they may be making up the profit in the purchase price. Hope that makes sense.

    Of yeah, enjoy that new Dyna Super Glide :D
     
  7. horatio

    horatio Member

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    Yea, that is why I was wanting to shop dealerships. I think I would rather pay a little bit more and buy local, but $30 or $40 a month more over 5 years, I might want to go a little farther away from home to buy.

    Thanks for the answers.
     
  8. awall

    awall Member

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    Which way from St Louis are you. I know a dealer in Oklahoma that gives big discounts off msrp but he dosn't give anything else.
     
  9. horatio

    horatio Member

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    I am a lot closer to Oklahoma then St Louis. About an hour and a half from Tulsa. Can you say the name of the dealer?

    Thanks
     
  10. bcortani

    bcortani Active Member

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    remember, the closer you buy to home, the shorter your first ride is. :s