Credit cards

Discussion in 'General OFF TOPIC' started by glider, Feb 4, 2009.

  1. glider

    glider Veteran Member

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    Some interesting tidbits.

    Be
    sure to read Scene 3
    Quite interesting.
    SCENE
    1.
    This
    is a new one.
    People
    sure stay busy trying to cheat us, don't they?
    A friend went
    to the local gym and placed his belongings in the locker.
    After the
    workout and a shower, he came out, saw the locker open, and thought to
    himself, 'Funny,I thought I locked the locker.
    Hmm, 'He dressed and just flipped the wallet to
    make sure all was in order.
    Everything looked okay - all cards
    were in place.
    A few weeks later his credit card bill came - a
    whooping bill of $14,000!
    He called the credit card
    company and started yelling at them, saying that he did not make the
    transactions.
    Customer care personnel verified that there was
    no Mistake in the system
    and asked if his card had been stolen.
    'No,'
    he said, but then took out his wallet, pulled out the credit card, and
    yep - you guessed it - a switch had been made.
    An
    expired similar credit card from the same bank was in the wallet.
    The thief broke into his locker at the gym and switched
    cards.
    Verdict:
    The credit card issuer said since he did not report the card missing
    earlier, he would have to pay the amount owed to
    them.
    How
    much did he have to pay for items he did not
    buy?
    $9,000!
    Why were there no calls made to verify the amount swiped?
    Small amounts rarely trigger a 'warning bell' with
    some credit card companies.
    It just so happens that all the
    small amounts added up to big one!
     
  2. glider

    glider Veteran Member

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    SCENE
    2.
    A
    man at a local restaurant paid for his meal with his credit card.
    The bill for the meal came, he signed it,and the waitress
    folded the receipt
    and passed the card along.
    Usually, he
    would just take it and place it in his wallet or pocket. Funny
    enough, though, he actually took a look at the card and, lo and
    behold, it was the expired card of another
    person.
    He
    called the waitress and she looked perplexed.
    She took it
    back, apologized, and hurried back to the counter under the watchful
    eye of the man.
    All the waitress did while walking to the
    counter was wave the wrong expired card to the counter cashier, and
    the counter cashier immediately looked down and took out the real
    card.
    No exchange of words --- nothing! She took it and came
    back to the man with an apology.
    Verdict:
    Make sure the
    credit cards in your wallet are yours.
    Check
    the name on the card every time you sign for something and/or the card
    is taken away for even a short period of time.
    AMany people
    just take back the credit card without even looking at it, 'assuming'
    that it has to be theirs.
    FOR YOUR OWN SAKE, DEVELOP
    THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU
    AFTER A TRANSACTION!

     
  3. glider

    glider Veteran Member

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    SCENE
    3:
    Yesterday
    I went into a pizza restaurant to pick up an order that I had called
    in.
    I
    paid by using my Visa Check Card which, of course, is linked directly
    to my checking account.
    The young man behind the
    counter took my card, swiped it, then laid it on
    the counter as he
    waited for the approval, which is pretty standard
    procedure.
    While he
    waited, he picked up his cell phone and started dialing.
    I
    noticed the phone because it is the same model I have, but nothing
    seemed out of the ordinary. Then I heard a click that sounded
    like my phone sounds when I take a
    picture.
    He then gave me
    back my card but kept the phone in his hand as if he was still
    pressing buttons.
    Meanwhile, I'm thinking: I wonder what he is
    taking a picture of, oblivious to what was really going on.
    It then dawned on me: the only
    thing there was my credit card, so now I'm paying close attention to
    what he is doing.
    He set his phone on the counter, leaving it
    open.
    About five seconds later, I heard the chime that tells
    you that the picture has been saved.
    Now I'm standing there
    struggling with the fact that this boy just took a picture of my
    credit card.
    Yes, he played it off well, because had we not
    had the same kind of phone, I probably would never have known what
    happened.
    Needless to say, I immediately canceled that card as
    I was walking out of the pizza parlor.
    All I am saying is, be
    aware of your surroundings at all times.
    Whenever you are using
    your credit card take caution and don't be
    careless.
    Notice
    who is standing near you and what they are doing when you use your
    card.
    [SIZE=+3]Be aware of phones, because many have a camera phone these days. [/SIZE]
     
  4. eleft36

    eleft36 Junior Member

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    I wonder how many pics were taken that day, maybe the young man is no longer there.

    Hawaii perhaps?

    Al
     
  5. Dr. Dolittle

    Dr. Dolittle Experienced Member Staff Member Moderator Contributor

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    I would have faked an interest in his "cool" phone and asked to see it. Then check the photo file. If the first picture to pop up was my credit card, the phone would have remained in my posession, manager/police called, and young man would have a lot of explaining to do!
     
  6. cedarbrook63

    cedarbrook63 Junior Member

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    Do you guys in the USA use chip and pin technology for your card transactions? Happy to accept a chorus of "duhs" if you do :s but here in UK, the waitress/shop assistant etc. brings a pin machine to you and while, I'm sure, there are still sophisticated ways of getting info from a card or reader, it certainly removes the risk of someone taking your card away and coming back with a piece of paper and a pen.
     
  7. SportyHawg

    SportyHawg Active Member

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    Same thing can happen just applying for credit at a dealership. About 5 years ago here in Columbus, there was an employee at a very well known car dealership copying credit apps of customers with great credit scores. She sold them for $28 EACH to an identity theft ring. Yes she was busted, but how many people had she ruined for $28?

    Keep an eye on your statements...
     
  8. whatyardwork

    whatyardwork Banned

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    We have several gas stations around here with no credit card option at the pump but they are pre pay.Anyone know exactly how much gas there scoot is going to take?The answer is you must leave your card with the attendent while filling your tank.I was dumbfounded at the reponse from one of these attendents after explainig this was not an option.He looked right at me and said "Are you afraid Im going to buy a big screen tv while youe pumping gas"?
     
  9. glider

    glider Veteran Member

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    I nope your answer was YES! :D
     
  10. wildspirit97

    wildspirit97 Senior Member

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    Another little Credit Card safety tip: Most of us have cell phones these days, so if you do, take the time to program the 1-800 # on the back of your credit into your phone book on your cell phone. It makes it a lot easier to cancel a card immediately if your card is lost, stolen or forgotten.
    If your drinking in a bar on a tab and they want you to leave your credit card with them, see if you can leave your license instead, I've been handed the wrong card back a couple of times and it's a lot harder to not notice it's not you in the picture.:cheers