I've still got 10 months remaining on my factory warranty but I'm already starting to think about purchasing an extended warranty sometime next winter, mainly because of this: Consideration when looking at bikes with 96ci or greater - Archive - Harley Davidson Community I just don't like the idea of a known issue popping up and trashing my whole engine a month after the factory warranty expires. Anyone gone through this process? I've read that they're negotiable just like buying a bike. Can anyone give me a ballpark figure what I can expect to pay per year for a 2008 touring model? Are there "third party" companies that offer them or should I stick with HD?