Bike Medical Insurance?

Discussion in 'General Harley Davidson Topic' started by mrglide, Oct 28, 2009.

  1. mrglide

    mrglide Member

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    A few years ago there was a motion in Congress to require health insurance companies to include medical payments for bike accidents in their policies. At least a few companies were starting to drop bike, parachuting, etc. accidents from their policies.

    Anyone heard about this and what happened?
     
    1 person likes this.
  2. Jack Klarich

    Jack Klarich Expert Member

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    Scare tactics
     
  3. mrglide

    mrglide Member

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    Not sure what you mean. Are you saying no companies ever dropped some high risk medical coverage? Or, that I made this up?
     
  4. Jack Klarich

    Jack Klarich Expert Member

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    No not at all I have heard alot of scare tactics by insurance bompanys saying we are a high risk because we choose to ride murder cycles as they put it no offense intended I had Allstate drop me because I ride a Harley They called back 2 months later to sign me up again and asked if I still had the Harley Guess what that was the end of that My new agent again is calling me again I have allstate on my house but they wont cover my bike go figure
     
  5. mrglide

    mrglide Member

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    I am not trying to scare anyone or force anyone into anything. I was asking a question. I ride a Harley and do not want to wake up one day in the hospital and find out I have no health insurance. Without knowing me, or apparently anything about the subject, you seem to be making false assumptions.

    Please read the following excerpt from an old (1995) article:

    I doubt the HIPAA with this provision was passed into legislation for no reason. The part that concerns me is how 'bureaucrats' could reverse the law. That sounds a bit strange.

    So, again I ask... does anyone know the status of this?
     
  6. nogoslim

    nogoslim Active Member

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    Yes I've heard of this. The topic was going around some of my ABATE buddies. I'll ask around and see what I can find out from those who know...
    No scare worries here!
     
  7. abselite

    abselite Member

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    I doubt that this was regarding medical insurance. However, it is an exclusion for some LIFE insurance policies.

    I was turned down for life insurance many years ago due to my riding a motorcycle, parachuting and riding bulls. Hmmmm....go figure!
     
  8. glider

    glider Veteran Member

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    I had insurance with a local company that stopped writing bike policies years back. Had to be placed with a different company by the agent.
     
  9. Dr. Dolittle

    Dr. Dolittle Experienced Member Staff Member Moderator Contributor

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    Whoa, take a deep breath and relax. Noone's accusing YOU of using scare tactics. The way I read the posts, everyone's talking about insurance companies and/or political folks who shape policies. Personal attacks are highly frowned on here so you can smooth your tail feathers back down!
     
  10. glider

    glider Veteran Member

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    Exactly correct. :s